STEPHEN K. DAVIS
Stephen K. Davis is the President/CEO of Safe Harbor Asset Management, Inc., a “Fee-Only” SEC Registered Investment Advisor (RIA).
He has previously held the following security licenses:
•Series 7: General Securities
•Series 24: Licensed Principal
•Series 63: NY State Uniform Securities Agent
Areas of Expertise
Stephen’s career spans three decades in financial services. He has broad experience with tax avoidance strategies that can help build client net worth. He believes income and capital gains taxes are a serious impediment to wealth accumulation. For 15 years he has been a sought after speaker to Real Estate, Legal and, Accounting professionals on the 1031 Exchange opportunity and has helped clients properly structure their exchange.
SAM Advisory Services
Stephen believes in a disciplined approach to wealth management and walks clients through an in- depth interview designed to identify their values and goals. The SAM Wealth Management Formula; (WM) = Investment Consultation (IC) + Advanced Planning (AP) + Relationship Management (RM).
Many Financial Advisors are adept at asset management, but few advisors encompass the advanced planning experience and skills that successful families need from their advisors. Stephen works with an expert team of professionals from the tax, legal and insurance professions to define the best practices for a high net worth family’s wealth plan.
After a thorough review process in which the financial objectives, investment time horizon, and risk tolerance of a client’s particular circumstances are established and written in a personal Investment Policy Statement we provide advice based on the individual needs of the client and the investment philosophy of our firm.
Our firm manages advisory accounts on a discretionary and non-discretionary basis. We create a portfolio of mutual funds, closed-end funds, exchange-traded funds, real estate investment trusts, and other pooled investment vehicles and directly manage the investments. When managing a portfolio of funds, we allocate the client’s assets among the various investments and thereafter periodically rebalance the portfolio.
Accounts are reviewed for rebalancing quarterly and upon the occurrence of market events and rebalanced appropriately. Funds and other pooled investments vehicles will be selected based on any or all of the following criteria: performance history; the industry sector or investment objective represented by the fund; the track record of the fund’s manager; the fund’s management style and philosophy; and the fund’s management fee structure.
Clients will have the opportunity to place reasonable restrictions on the types of investments that will be made on the client’s behalf. Clients will retain individual ownership of all securities.
Stephen continues to lecture on various subjects regarding tax avoidance, 1031 real estate exchanges, asset allocation, risk management, portfolio composition, and his application of Modern Portfolio Theory to financial professional’s trade groups and associations.
He has been quoted in the New York Times, featured in Forbes Magazine, and has written numerous industry-related articles. Residing in Huntington, NY with his wife, Stephen enjoys boating, skiing, and is an accomplished water colorist. His work has been exhibited in local art showcases.