Our Approach

Safe Harbor Asset Management, Inc. (SAM) was founded in 1990 as an independent Registered Investment Advisor (RIA). SAM partners with our clients to develop creative, tailored wealth management solutions to fulfill their missions and goals.

Investment Philosophy

The investment process we employ in portfolio management is guided by the principles of Modern Portfolio Theory (MPT). SAM utilizes a global strategic Asset Allocation model to construct portfolios around a core of index and enhanced index funds.

Building Wealth with 1031 Exchanges

We specialize in helping sustain wealth through practical and strategic methods. With proper planning, real-estate investors can successfully leverage their debt and taxes while sheltering their cash flow with the use of Like-Kind Exchanges, also known as 1031 Exchanges. (More info)

Our Performance History

To legally publish performance figures, investment reports must be verified by an accredited non-affiliated entity. SAM has a recorded 16-year performance history; verified by Absolute Verification Services, as established by the CFA Institute.  (More info)


*Criteria for obtaining the various awards will be provided upon request.

Form CRS – Client Relationship Summary